Comprehensive Financial Planning for Your Life and Legacy


Lashkari Wealth Management & Insurance Solutions provides comprehensive financial planning for individuals, families, professionals, and business owners in Newport Beach, California, and select other states. Our fiduciary advice is delivered through Statera Asset Management, an SEC-registered investment adviser, with a focus on aligning your planning strategy with your goals, time horizon, and risk tolerance.

A Standard of Care


As fiduciaries acting through Statera Asset Management, we are legally and ethically obligated to put your interests first in all financial planning decisions. Our fee-based financial planning service minimizes conflicts of interest and aligns our success with yours.



Who We Serve


Our financial planning services are designed for individuals and families who value proactive guidance, disciplined strategy, and ongoing partnership:


  • High-net-worth individuals and families seeking comprehensive financial planning
  • Business owners preparing for liquidity events or managing concentrated positions
  • Professionals and executives with complex compensation and equity holdings
  • Retirees focused on income planning, tax efficiency, and legacy goals
  • We primarily serve clients in Newport Beach, La Jolla, and throughout Southern California—including Los Angeles, Orange County, San Diego, and San Francisco—as well as other select jurisdictions where properly registered or exempt from registration.




Core Planning Services


  • Goals & Life Planning - Clarify priorities (family, career, lifestyle, legacy) and translate them into time‑bound, fundable goals with measurable milestones.
  • Cash‑Flow, Savings & Budget Architecture - Map income and spending, build surplus targets, and automate saving to emergency funds, big‑ticket goals, and investment accounts.
  • Equity Compensation & Business Owner Planning - ISOs/NSOs/RSUs/ESPP strategy, 83(b) elections, concentrated‑position diversification, and retirement plan design for closely held businesses.
  • Retirement & Financial Independence Modeling - Run probability‑based projections (Monte Carlo), Social Security timing strategies, withdrawal sequencing, and tax‑aware income plans.
  • Tax Planning & Coordination - Year‑round strategies for tax‑efficient saving, harvesting, charitable giving, equity compensation, and business owner elections—coordinated with your CPA.
  • Risk Management & Insurance Review - Evaluate life, disability, long‑term care, health, property & casualty, and liability coverages to right‑size protections and close gaps.
  • Estate & Legacy Planning - Coordinate titling and beneficiary designations, review wills/trusts, and align charitable intent—working directly with your attorney.



Coordination & Monitoring


  • Ongoing Advice & Accountability - Quarterly touchpoints and on‑demand check‑ins; proactive updates circumstances evolve.
  • We Implement & Monitor - Track progress to goals, manage risk, and rebalance systematically as markets move and life changes.
  • Transparent Reporting - Consolidated views of accounts, holdings, fees, and progress toward goals.
  • Advisor Coordination - We collaborate directly with your CPA, attorney, and other professionals to align tax and estate planning strategy.



Our Planning Philosophy


We believe successful outcomes come from disciplined planning, clear priorities, and consistent execution:

  • Life‑first planning drives portfolio decisions, not the other way around.
  • Long‑term strategy over short‑term market timing.
  • Transparent reporting and plain‑English communication.
  • Full coordination across tax, legal, insurance, and estate.



Financial Planning FAQs


What is the difference between a fiduciary and a broker?
A fiduciary must act in your best interest at all times. Brokers generally follow a “suitability” standard. As a Registered Investment Adviser (RIA), we operate under a fiduciary standard and align recommendations with your stated goals, time horizon, risk tolerance, and constraints.


How are financial planning fees structured?
Lashkari Wealth Management offers a fee-based financial planning service. Depending on engagement scope, we may use a flat/retainer planning fee. Any associated fees are fully disclosed in writing.


Do you work with clients outside of California?
Yes. We serve clients in select states and use secure technology to deliver consistent communication and service regardless of location.


How often will we review my plan and portfolio?
We monitor continuously and conduct formal reviews at least semi-annually, or sooner when there are meaningful life, tax, or market changes (e.g., new job, liquidity event, birth, inheritance, law changes).